You can combine your employer insurance with the dental grant for maximum savings. Your dentist will apply your grant, and the insurance will be applied toward the remaining amount. Please note: Dental Grants cannot be used in combination with Government Sponsored Health Programs that provide coverage for dental services. We may still refer you to a local dentist however the Grant will not apply.

Yes and No. While many dentists charge similar rates based on their fee guide, some dentists may take a 'wait-and-see approach' and others may take a more aggressive approach which could affect the upfront cost of a treatment plan. There could also be price variances based on the types of materials used by the dentist.

The patient's own medical history, oral hygiene status as well as their likelihood of following a treatment plan can also influence a dentist's decisions and therefore his or her fees.

Of course not. Dentists that participate in our program do not increase their fees when quoting prices to Grant Applicants. In fact, you are welcome to attend at a non-participating dentist to obtain a competing quote before or after attending at a participating dentist for your assessment. If the competing quote is higher, speak to your Program Consultant to find out why, or to learn what we can do to help.

No, there is no fee to apply at any time for a Dental Grant.

You can qualify for up to 30% of the cost of your treatment plan. The current Grant Payment Guide is as follows:

Treatment Plan Cost: $500 - $25,000

Grant: 25%

Treatment Plan Cost: $25,001 +

Grant: 30%

No. Your dental work must be completed by a dentist that is part of our program.

No, grant funds are free and do not need to be repaid.

Most Cosmetic Dentistry Procedures are covered, as are basic dentistry procedures such as fillings and extractions, provided the basic dentistry procedure is incidental to the Cosmetic Dentistry Procedure.

For full details, ask your Program Consultant.

Yes, provided the general dentistry is incidental to the cosmetic dental work being done.

Once we learn what kind of dental work you want done, we will refer you to a dentist that is within close proximity to your home that provides the kind of dental work you need.

Yes. Even though most dentists charge similar rates for the same kind of dental work, your best interests come first so we will work hard to make sure your Grant gets applied toward a treatment plan from a participating dentist that is the same cost as any other quote you receive, provided the quote is based on the same kind of dental work being performed and the same kind of materials being used.

It all starts with wanting to have your smile reflect the confident person you truly are. The likelihood of committing to a cosmetic treatment plan that will help you achieve your personal goals and enhance your self confidence becomes more attainable with a Dental Grant.

Of course not. Dental Grants are typically for people that need dental work anyway, but want the benefit of a financial bridge to do it now. Having a healthy, beautiful smile is a common goal shared by most people.

People from all socio-economic backgrounds take advantage of the Dental Grant, and many apply for different reasons. Here are 6 Common Reasons people wish to improve on their smile.

To determine your eligibility, you will need to attend for a free consultation at a Participating Dental Practitioner in our program. (The dentist will charge a fee for the examination and x-rays - ask for details) Following completion of your consultation, the dental practitioner will make certain recommendations and can provide you with a treatment plan that sets out a clear path for achieving your desired results.

Dental Grants are deducted up front from the cost of your dental treatment.

1. An applicant submits a request for funds at our website.

2. The applicant’s information is confirmed by a representative of our Organization.

3. An appointment is booked for the applicant to attend at a participating dentist for a free consultation.

4. The participating dentist provides the applicant with a treatment plan which includes the cost to complete the dental work.

5. The Patient Advocate confirms the final cost of the treatment plan and the exact amount of the Dental Grant.

6. If the applicant is satisfied with the treatment plan and Grant amount, he/she must make satisfactory arrangements to pay the amount not covered by the Grant, and may then begin treatment.

No, you may only apply once.

For more details, please check Here.

Your application is valid for 45 days and your consultation must be booked by then.

Yes. We will refer you to a dentist near you that participates in our program.

Unfortunately, you may not apply for the purpose of re-paying prior treatment, or to pay for existing treatment for cosmetic dentistry work that has already been completed or is in the process of being completed.

For full eligibility terms and conditions, please carefully review our Program Rules & Regulations.

Any Canadian or US resident over the age of 18 (or under 18 with guardian consent) that lives within proximity of a participating dentist may apply for a Dental Grant, however you may need to demonstrate that you have the financial capability, or valid insurance coverage, to pay for certain costs that are not included with the Grant.

For more information, please speak with a representative.

You may pay the dentist for your portion of the treatment using any usual method of payment such as credit card, debit card, private insurance or cash. You may also qualify for a Payment Plan. Click Here for details. You may NOT be able to use government sponsored forms of payment such as OHIP, ODSP, Medicare or Medicaid.

If the Dental Grant is not sufficient enough to make your procedure affordable, you can ask to enroll in our Payment Plan Program. For more information, Click Here

Consultations typically take about 15 to 20 minutes to complete.

The exact amount of your Grant can be calculated once you have completed your consultation with the dentist. In some cases, the dentist may need to provide you with a *full examination and x-rays in order to provide you with a comprehensive treatment plan. * The dentist may charge for an exam and x-rays. For an estimate of your Grant amount, please refer to the Grant Payment Guide.

Yes, of course. Even though most dentists charge similar rates for the same kind of dental work, your best interests come first so we will do our best to make sure your Grant gets applied toward a treatment plan from a participating dentist that is the same cost or lower than any other quote you receive, provided the quote is based on the same kind of dental work being performed.

Once you are satisfied with the cost of the treatment plan and the amount of your Grant, you can accept treatment and begin right away.

You can pay for your portion of the treatment using any usual method of payment such as credit card, debit card, private insurance or cash. You may also enroll in our Payment Plan Program. Click Here to learn more. You may NOT be able to use government sponsored forms of payment such as OHIP, ODSP MediCare or Medicaid.

A 'Dental Grant' reduces the cost of your dental work by up to 30%. Dental Grants are deducted directly from the cost of your treatment plan and help to bridge a financial gap that makes it easier to commit to treatment.

Patient Advocates are trained dental professionals with extensive clinical and dental office experience. After your exam, your Patient Advocate will help explain your Grant amount and treatment plan options while they advocate on your behalf with the participating dentist. Working together, they will support you through your dental treatment journey and assist you in your decision-making to free you from the worry of missing something important. Learn More

The Dental Grants Program is explicitly designed not to be the sole source of payment as there is an expectation that a candidate co-invests in their long-term oral health. A candidate is expected to co-pay for their treatment through some combination of credit, savings or benefactors' help such as a parent or guardian. Even the majority of Government grant programs, such as tuition and business grants, require the recipient to co-invest in their education or business start up.

The Dental Grant is up to 30% of the cost of your treatment plan. You would be expected to contribute as a co-payer toward the balance of your treatment. Your payments can come from an insurer if you have an applicable insurance plan from your employer, or from your personal financial resources such as a credit card or savings account. To find out what percentage of your treatment plan will be covered by the Dental Grant, Click Here

No. The goal of our Organization is to encourage people to invest in the health of their mouth and teeth, irrespective of their financial circumstances. In fact, most people that utilize a Dental Grant are people that have been putting off needed dental work due to busy schedules and other priorities. A Dental Grant encourges people to re-focus their priorities and put their oral health goals more in reach.

The Dental Grants Program provides dentists with an opportunity to gain new patients that otherwise would not have known about them, in the hope that the patient is satisifed with their service and continues to come back for ongoing treatment, such as cleanings, on a regular basis. Satisfied patients may also recommend the dentist to their friends and family members.

The Program is funded by the participating dentists all of whom cover grants, advertising, and administrative costs.

This program has been available since 2015.

If the Dental Grant is not sufficient enough to make your procedure affordable, you can ask about our payment plan option. (Subject to credit approval) Click Here to learn more.

Of course not. Dentists that participate in our program do not automatically increase their fees when quoting prices to Grant Applicants. If a dentist's fees are above his or her regulator's recommended guidelines, then he or she is obligated to inform you how much they bill over their guidelines, and why, upon which you have the right to consent or refuse treatment. Often, when a dentist bills over their guidelines, there is a valid reason why.

Yes. Even though most dentists charge similar rates for the same kind of dental work, your best interests come first so we will do our best to make sure your Grant gets applied toward a treatment plan from a participating dentist that is the same cost as any other quote you receive, provided the quote is based on the same kind of dental work being performed, with the same quality materials.

You may pay for your portion of the treatment using any usual method of payment such as credit card, debit card, private insurance or cash. You may also qualify for our Payment Plan Program. Click For Details. You may NOT be able to use government sponsored forms of payment. Ask for details.

There are many government sponsored programs that can cover emergency, basic dentistry needs such as fillings for toothaches and extractions for broken teeth. Check with the local or regional government agencies in your area for information and options.

The Dental Grants Program is explicitly designed not to be the sole source of payment as there is an expectation that a candidate co-invests in their long-term oral health. A candidate is expected to co-pay for their treatment through some combination of credit, savings or benefactors' help such as a parent or guardian. Even the majority of Government grant programs, such as tuition and business grants, require the recipient to co-invest in their education or business start up.

The Dental Grants Program provides dentists with an opportunity to gain new patients that otherwise would not have known about them, in the hope that the patient is satisfied with their service and continues to come back for ongoing treatment, such as cleanings, on a regular basis. Satisfied patients may also recommend the dentist to their friends and family members.

Dental Grants are for people that usually plan to invest in cosmetic dentistry anyway, but want the benefit of a financial incentive to do it now. Having a healthy, beautiful smile is a common goal shared by most people.

There are many government sponsored programs that can cover emergency, basic dentistry needs such as fillings for toothaches and extractions for broken teeth. Check with the local or regional government agencies in your area for information and options.

There is no set interest rate on dental loans. Rather, you will pay a flat transaction fee per payment installment. Transaction fee amounts may depend on your credit history and the amount of money you wish to finance. Transaction fees typically equate to an APR between 28-48%.

Yes! You can pay out your loan at any time without penalty.

The Grant is always available to use at any participating dentist and you are under no obligation to borrow money to pay for the part of your treatment plan that is not covered by the Grant.