Dental Grants

for Implants & Cosmetic Dentistry Procedures

Find answers in

the Help Centre



How the Program Works

Step 1: Submit an Application

Start by submitting an application using the enrollment form on the right side of any page of this website, or call 1-855-313-2153 Monday to Friday, 9am to 5pm ET.

It's free to enroll and takes just a few minutes.

Once you submit your application, we will confirm your address and identity, and approve you for a minimum 25% Grant.

You can also apply for consideration of a dental loan so you can make extended monthly installments for up to 5 years to pay for the remaining 75% cost of your dental treatment that's not covered by the Grant.

Cost of Your Dental Treatment:
Less the Grant:
Amount owing to Dentist:

Less Deposit:
Finance Amount:

Monthly Payment:

$ 10,000


  $ 217.38


(Calculation based on $500 deposit, 36 month term at 7.5% Int.)

Note: The Grant is guaranteed. The loan is optional and is not required. If you choose to apply for the loan, approval and interest rate is subject to your consumer credit report.

The Grant works in combination with your private health insurance, which would be deducted from the amount owing to the dentist.

We will also ask you about:

  • Your dental history.

  • What kind of dental work you want done.

  • How soon you wish to start treatment.

You will receive a program orientation and will have an opportunity to ask any questions you may have.

Step 2: Exam & X-Rays by a Dentist

Once your details are confirmed, an appointment will be made for you to attend at a participating dental office near you for an exam and x-rays.

Please Note: The Dentist will charge approximately $144 - $350 for your exam and x-rays.

Following completion of your exam and x-rays, the dentist will provide you with a treatment plan in writing that sets out a clear path for achieving the desired outcome you are seeking to improve your smile.

All treatment from $500 up to $25,000 are awarded an automatic 25% Grant. (See the Grant Payment Guide)

If your treatment plan is over $25,000, all costs above that amount are awarded a 30% Grant.

Step 3: Starting Your

One of our consultants will confirm the amount of your Grant and help guide your options.

Once everything is acceptable to you, you can schedule your first appointment with the dentist.

Grant Payment Guide

Treatment Plan Cost:
Tier 1

$500 - $25,000

Grant: 25%

Treatment Plan Cost:
Tier 2

$25,000 +

Grant: 30%





Additional information:

  • The Dental Grant is settled by the dental office and is applied toward your treatment plan thereby reducing its overall cost. 

  • You will be financially responsible for the remaining portion of your treatment plan that is owing after the Dental Grant is deducted.

  • You may be asked to demonstrate that you are able to pay for the portion of your dental work not covered by the Grant.

  • Following your examination, you must notify the Program Consultant if you wish to accept treatment. Failure to start treatment may result in the forfeiture or indefinite delay of your Grant.

  • If you accept treatment, the dentist will require a deposit and you may book your initial appointment to begin treatment.

  • The Dental Grant can only be used at a participating dentist.

    Most Common Questions Asked After Reading this Page:


How long will the exam and x-rays take?

Exams typically take about 1 hour to complete.

How soon will I learn how much the Grant will be?

The exact amount of your Grant will be calculated for you once you have completed your exam and the dentist has provided you with your treatment plan.

For an estimate of your Grant amount, please refer to the Grant Payment Guide.

What if the grant doesn’t cover enough to make it affordable for me?

If the Dental Grant is not sufficient enough to make your procedure affordable, you can inquire about long term payments. (6 months to 5 years)

For more information, Click Here
Conversely, it's possible that you may need to defer treatment until a time when your financial circumstances improve, or until you are able to prioritize personal resources toward the portion of the dental work you will be responsible for.

How soon until I can begin treatment?

Once you are satisfied with the cost of the treatment plan and the amount of your Grant, you can accept treatment and begin right away.

Can I get Competing Quotes from other Dentists?

Yes, of course.

Even though most dentists charge similar rates for the same kind of dental work, your best interests come first so we will do our best to make sure your Grant gets applied toward a treatment plan from a participating dentist that is the same cost or lower than any other quote you receive, provided the quote is based on the same kind of dental work being performed.

How can I pay the dentist for the part of the treatment not covered by the grant?

You may pay the dentist for your portion of the treatment using any usual method of payment such as credit card, debit card, private insurance or cash.

You may also qualify for a dental loan. Click Here to learn more.

You may NOT be able to use government sponsored forms of payment such as OHIP, ODSP MediCare or Medicaid.